Coastal Barrier Resources Act

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Property Determinations for Federal Flood Insurance

Within the Coastal Barrier Resources System (CBRS), most new Federal expenditures and financial assistance, including Federal flood insurance through the National Flood Insurance Program (NFIP), are prohibited.

A "CBRA property determination" is a determination made by the Service of whether or not a specific property is located within the CBRS. The Service's determination is based upon materials provided by the requester and the official CBRS map of the area. The Service's response contains an in/out determination and the prohibition date for Federal flood insurance if the property is located within the CBRS. This information is then used by the insurance agent and the NFIP to determine the Federal flood insurance eligibility of the property in question.

All interested parties, except insurance agents, should contact the appropriate Service's Ecological Service Field Office for the jurisdiction in which the property in question is located. (See the CBRA Property Determinations FAQs for a list of the Service's Ecological Service Field Offices.) Insurance agents should send requests for CBRA determinations to the National Flood Insurance Program (NFIP) Direct Servicing Agent, or NFIP Write Your Own insurer to whom application for flood insurance coverage is being made. The insurer will send the request to the NFIP Bureau, who will in turn submit the case to the Service for an official determination.

More information about CBRA property determinations may be found in the Coastal Barrier Resources Act Property Determinations Process Fact Sheet and Coastal Barrier Resources Act Property Determinations Process FAQs.

Relevant Federal Emergency Management Agency (FEMA) links:

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